Turn client credit reports into client-ready summaries
Explore AI-assisted credit file analysis, underwriting overviews, score timelines and client-ready PDF summaries in a personalized Score Machine demo.
Free 45-minute personalized demo. Software is a paid subscription.
See the full workflow
Follow the recorded workflow from report connection and credit file review to a client-ready summary, then explore the toolkit in your personalized demo.
Runs about 9 minutes. Audio on.
From account setup to client-ready insights
A four-step workflow for professionals, from onboarding and report import to review and ongoing progress tracking.
Set up your account
Create your professional account, choose Momentum or Score Machine TSM Elite, and configure your client goals.
Connect & import
Set up your clients and bring their reports into Score Machine through the connected report provider.
Review the insights
Review structured credit file analysis, utilization calculations and an underwriting overview of factors commonly referenced by lenders.
Deliver & track
Download a professionally formatted client summary PDF and follow month-to-month report changes with a score timeline.
Goal tracking
Keep client goals organized alongside your ongoing report review.
AI-assisted insights
Use pattern detection and organized suggestions to support your professional review—not replace it.
Multi-client management
Organize ongoing review across your client roster: up to 30 clients with Momentum or unlimited clients with TSM Elite.
Insights are informational only and do not guarantee credit approval, funding, or specific financial outcomes.
A clearer view of every credit file
Structured analysis, progress reporting and client-ready exports support a consistent review process.
Full AI credit file analysis
Organize report sections into a structured breakdown, identify patterns and surface general insights for your review.
Underwriting overview
Review a high-level overview of factors commonly referenced by lenders. This is not a prediction of approval or funding.
Progress report with score timeline
Visualize month-to-month changes in reported credit data, with a structured view of report variations over time.
Client summary export & PDF download
Turn organized credit data into a professionally formatted, downloadable summary for client-ready reporting.
AI-assisted features organize information. They do not guarantee accuracy, financial outcomes or lender perception.
Who it's for
Built for
- Credit professionals and consultants managing active clients
- Teams comparing report changes and tracking client goals
- Professionals delivering consistent, client-ready PDF summaries
Not built for
- Consumers checking their own credit
- Anyone looking for guaranteed score increases or funding approval
Simple, transparent pricing
Choose the client and team capacity that fits your practice. Explore analysis, reporting and export tools during your demo.
Momentum
Built for growing professionals who are beginning to manage clients.
$99.00/mo
- Up to 5 users
- Up to 30 clients
- Full credit profile analysis
- Underwriting-style evaluation
- Identification of negative and limiting factors
- Multi-bureau profile overview
- Credit repair tools included at no additional cost
- Priority customer support
Score Machine TSM Elite
Exclusive for specific clients.
$297.00/mo
- Unlimited clients
- Unlimited users
- Full Score Machine Elite access
- Institutional-style credit analysis
- Advanced underwriting evaluation
- Multi-bureau credit breakdown
- Identification of limiting factors
- Credit profile dashboard
- Priority support
- All future features included
No setup fees. Cancel anytime.
Book your demo
Pick a time that works for you.
Explore credit file analysis, underwriting overviews, score timelines, PDF exports and multi-client management with your workflow in mind.